You sound similar to my family :) People keep asking us why we're not living in a big house or driving big cars. Why would I, I don't need it? First, get finan

You sound similar to my family :) People keep asking us why we're not living in a big house or driving big cars. Why would I, I don't need it? First, get financial advice. You want to make sure that you've got a pot for your kids and enough set aside that you don't have to work. Then have a look at what you want to do. What makes you happy? I'm freelancing; this year I worked half a year because I don't need the money. Spent the last week building a "food forest" at our local primary school, it was the most fun I've had in years. Personally I'd put at least some of my money towards combating climate change; but I see that as an investment in the future of my kids (and hopefully grandchildren). I also would not stop working; I would just work less and on my own terms.