Wait for a market washout. There may be a big one coming. Then, invest it in stocks that increase their dividend every year. But say don't borrow money, or p

Wait for a market washout. There may be a big one coming. Then, invest it in stocks that increase their dividend every year. But say don't borrow money, or perform some other kind of financial engineering, to cover their dividend. These are the companies that are making money and are proven winners. Then let the money sit year after year after year. Unless something drastically bad about the company's business has changed.