I don't suggest the 'do-nothing' route. Time is limited. I'd suggest: 1) Splurge a little bit. Like $100k. Buy that Oculus VR you've been thinking about. T

I don't suggest the 'do-nothing' route. Time is limited. I'd suggest: 1) Splurge a little bit. Like $100k. Buy that Oculus VR you've been thinking about. Trade in your car to the new Tesla Model 3. Your wife has been eyeing a vacation to Hawaii for a few years now, go do it. Finish off your mancave basement project. Life is great, enjoy the fullness thereof. Don't feel bad about buying your kids a dozen new nerf guns and video game systems. 2) Focus your time now on improving the quality of life for others. You're rich. You've made it. You can live off of 2% interest the rest of your life and so will your wife/kids/grand-children. Now.... what are you going to do about the other 5.8 billion people on this planet who are struggling to make ends meet and are literally a few dollars away from death? Are you going to sit in your high-castle and collect bond coupon payments the rest of your life? Life is too short. What will be the legacy you leave this world? You have to do it now while you're still relatively young and healthy. Just volunteering your time and technology skills can affect the quality of life of thousands of people and their offspring for generations. Trust me, that's more fulfilling than buying a bigger house.