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Retire. You can live off the interest if invested in mostly stable stuff (so I've heard) assuming you don't have a larger tax bill looming. You may read lots

Retire. You can live off the interest if invested in mostly stable stuff (so I've heard) assuming you don't have a larger tax bill looming. You may read lots of "awesome coder, great bizdev person" stuff online but 95% of the people out there in Tech are just working on someone else's idea/company bringing home pay. You are free from that now. Be bored for a while and your interests will emerge. Take up a hobby, be a stay at home dad, think back to what excited you as a kid and explore those things.

tdewitt 8y ago
This. Sounds like you have enough to live off of, with a little planning. Enjoy the time you get to spend with your family. Find a few things that interest you, taking some random classes, try new stuff. Were I in your shoes, I'd buy a home with enough dirt to build a shop and I'd tinker.
tim333 8y ago
Retiring is pretty dull at age 43. Maybe work on something you're into but which doesn't necessarily bring in much money. Personally, also having some money, I'm working on startup idea to fix the world etc which currently brings in zero money but is fun. Maybe it'll turn in to something real later, who knows. By the way re investing I recommend mainstream stuff like blue chip stocks, income producing real estate etc.
- paulcole 8y ago
  I "retired" in my mid-20s for about 3 years. I only went back to work when I ran out of money. Describing complete freedom as "dull" is an insane concept to me. You can work out, read, watch TV, go to coffee shops, cook, or even just sit around all day with no commitments.
  - ngngngng 8y ago
    Not everyone is like us. I'm a relatively successful software engineer currently and I still think back with fond memories to when I was tech support sitting there answering 30 minutes of calls per 8 hour shift. For some people that's torture.
  - pixl97 8y ago
    You didn't retire, you just quit working until you went broke.
    - tthrowawayy 8y ago
      That's exactly what retiring is, only with the hope you die before your funds run out.
      - paulcole 8y ago
        Ideally you die with $0 left. As the philosopher Karl Pilkington once said, "The only reason you need money is in case you don't die today."
      - icedchai 8y ago
        It should be more than a "hope." If you really retire (and really plan to never work again), you should have some reasonable confidence that you will never run out of money. Having 25x to 30x current expenses saved and invested is a good starting point.
        paulcole 8y ago
        I did have ~40x my monthly expenses saved. I just spent them over the course of about 40 months! I had no illusions about not working again, but I did do what retired people do: whatever the heck I wanted!
        djloche 8y ago
        x is usually years, not months. I think that 3-4 years is closer to a long sabbatical.
        paulcole 8y ago
        I don’t think that changes my original point that if you find freedom to do whatever you want “dull” then you are the problem.
  - mdpopescu 8y ago
    I agree. I am 46, and my wife was joking a few years ago that we're living a retired's life. (I'm working from home, but at a rate that's about ten times the local average, so it's pretty much whenever I feel like it.) Complete freedom is amazing.

tdewitt 8y ago

This. Sounds like you have enough to live off of, with a little planning. Enjoy the time you get to spend with your family. Find a few things that interest you, taking some random classes, try new stuff. Were I in your shoes, I'd buy a home with enough dirt to build a shop and I'd tinker.

tim333 8y ago

Retiring is pretty dull at age 43. Maybe work on something you're into but which doesn't necessarily bring in much money. Personally, also having some money, I'm working on startup idea to fix the world etc which currently brings in zero money but is fun. Maybe it'll turn in to something real later, who knows. By the way re investing I recommend mainstream stuff like blue chip stocks, income producing real estate etc.

paulcole 8y ago
I "retired" in my mid-20s for about 3 years. I only went back to work when I ran out of money. Describing complete freedom as "dull" is an insane concept to me. You can work out, read, watch TV, go to coffee shops, cook, or even just sit around all day with no commitments.
- ngngngng 8y ago
  Not everyone is like us. I'm a relatively successful software engineer currently and I still think back with fond memories to when I was tech support sitting there answering 30 minutes of calls per 8 hour shift. For some people that's torture.
- pixl97 8y ago
  You didn't retire, you just quit working until you went broke.
  - tthrowawayy 8y ago
    That's exactly what retiring is, only with the hope you die before your funds run out.
    - paulcole 8y ago
      Ideally you die with $0 left. As the philosopher Karl Pilkington once said, "The only reason you need money is in case you don't die today."
    - icedchai 8y ago
      It should be more than a "hope." If you really retire (and really plan to never work again), you should have some reasonable confidence that you will never run out of money. Having 25x to 30x current expenses saved and invested is a good starting point.
      - paulcole 8y ago
        I did have ~40x my monthly expenses saved. I just spent them over the course of about 40 months! I had no illusions about not working again, but I did do what retired people do: whatever the heck I wanted!
        djloche 8y ago
        x is usually years, not months. I think that 3-4 years is closer to a long sabbatical.
        paulcole 8y ago
        I don’t think that changes my original point that if you find freedom to do whatever you want “dull” then you are the problem.
- mdpopescu 8y ago
  I agree. I am 46, and my wife was joking a few years ago that we're living a retired's life. (I'm working from home, but at a rate that's about ten times the local average, so it's pretty much whenever I feel like it.) Complete freedom is amazing.