$8M is fairly close to the number that I use for calculating "retirement ready" in the SF Bay Area. Assuming you live somewhere cheaper, the number is lower. Al

$8M is fairly close to the number that I use for calculating "retirement ready" in the SF Bay Area. Assuming you live somewhere cheaper, the number is lower. Also my calculation involves some very large annual expenses that most people don't have, so your number is probably lower regardless. So, you could probably retire.