^^ seconded. I've lost a windfall to an investment manager. my business partner is all about liability insurance, and has had to use it. to the OP, re: "shoul

^^ seconded. I've lost a windfall to an investment manager. my business partner is all about liability insurance, and has had to use it. to the OP, re: "should I donate it?" yes, but not all of it. buy potting soil & sow some seeds somewhere. also, to the point about investing generally... seems like maybe we're at a top, so pick something stable