You should not retire, but quit working. If you worked 9-5 you ll realize how much time was wasted in daily routines. What are your interests? Would you be inte

You should not retire, but quit working. If you worked 9-5 you ll realize how much time was wasted in daily routines. What are your interests? Would you be interested to devote time to studying something (a phd maybe? you re not that old :) ). Why are you freaking out? money is a tool, it gives freedom of time and the ability to say FU to some thing, think of it like a tool not as a goal in itself. Yeah, you should probably invest most of it responsibly. Don't buy yachts.