3 ms·
NFC payment systems don't require a pin though, even if they are limited (to say £30 in the UK)
by newaccoutnas 8y ago
NFC payment systems don't require a pin though, even if they are limited (to say £30 in the UK)
- ErneX 8y agoYou mean by default? because here by default if the purchase is <= 20 no pin is required, but this is something my bank at least allows you to remove so you get asked the PIN always.
- deleted 8y ago[deleted]
- avianlyric 8y agoIn the UK yeah, and I think the limit is going up. If someone uses your card fraudulently the banks have pay you back the money, and they (the banks) can get in trouble for kicking up a fuss.
- newaccoutnas 8y agoThere's a sweet spot between making it easy for the customer to pay (and thereby increasing the volume of sales and therefore card charges) vs. anti-fraud measures. It's the old adage of security vs. usability.
- newaccoutnas 8y agoNo, anything above 30 goes on chip+pin
- hammock 8y agoI think some of them you have to keep your fingerprint on the reader while you tap.
- newaccoutnas 8y agoNot all NFC has that. i.e. the ones in bank cards, which here in the UK is the vast majority of contactless (nfc) payment
- brlewis 8y agoWhich NFC payment systems? Fitbit Pay requires it. https://help.fitbit.com/articles/en_US/Help_article/2236#secure https://help.fitbit.com/articles/en_US/Help_article/2236#sec...
- deleted 8y ago[deleted]
- newaccoutnas 8y agoThe ones on all my debit and credit cards (here in UK)
- londons_explore 8y agoIt is up to the issuer if a pin is required. NFC and pin is a thing in many countries, but not the UK.