it's been a long time, but I speak from experience. Made a few mistakes, overdrew a checking account (by like $50), and I had a tough time getting back on my fe

it's been a long time, but I speak from experience. Made a few mistakes, overdrew a checking account (by like $50), and I had a tough time getting back on my feet. Nobody would give me a bank account of any kind. I cashed my checks into cash at walmart. Perhaps there are better solutions out there now, but at the time I was lucky to discover US Bank didn't look into chexsystems so eventually was able to get an account with them.