Is it the freedom of banks to not offer checking accounts to minorities? Why can't a bank express itself in the form of denying service to some people? Must the

Is it the freedom of banks to not offer checking accounts to minorities? Why can't a bank express itself in the form of denying service to some people? Must they be compelled to? Yes. If these platforms and payment processors want to continue to enjoy the state-enforced privileges they receive, then they must, within reason, offer their services to all.