> But in some cases an industry mutual doesn't exist, and the regulator doesn't want to manage the database. Then what? Then you have a people & process proble

> But in some cases an industry mutual doesn't exist, and the regulator doesn't want to manage the database. Then what? Then you have a people & process problem, not a technical one. The Blockchain, A Real Database™ or even a CSV file won't solve your problems here.