I notice sure, but that doesn't mean all of the x million people who've just had their cards stolen will. Also not all of the cardholders will be online custom

I notice sure, but that doesn't mean all of the x million people who've just had their cards stolen will. Also not all of the cardholders will be online customers, so they'll have the delights of call center processes to go through. Whilst it's obvious you don't regard loss of your credit card information as a serious inconvenience, I don't think that's necessarily a universal sentiment.