But unless it is written down in contract? I don't know - why would anybody take the token "because it will be worth at least 75 cents", instead of 75 cents? I

But unless it is written down in contract? I don't know - why would anybody take the token "because it will be worth at least 75 cents", instead of 75 cents? I find it hard to imagine how to spin such a scheme, in an age of ICOs and crypto hype, without people being aware of the risks? I still think it is like startup options: people have to learn that if they want to earn x, they should put it into the contract, and not be satisfied with a vague promise of possible riches in the future. It is so basic that I find it hard to sympathize.