Wealth (what people want) can be divided into two subclasses: transferable (money, property, ...) and non-transferable (health, comfort, experiences, memories,

Wealth (what people want) can be divided into two subclasses: transferable (money, property, ...) and non-transferable (health, comfort, experiences, memories, fame, power, knowledge, ....) People generally use transferable wealth to gain the non-transferable. People can be classified based on their patience in turning transferable wealth into non-transferable wealth. Wealth accumulators tend to be more patient in trading on transferable wealth than wealth dissipators who tend to immediately convert wealth into non-transferable form.