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With group coverage you are paying much more than you think. The cost to your employer could have been paid to you as wages. The best option for buying your o
by jcoffland 8y ago
With group coverage you are paying much more than you think. The cost to your employer could have been paid to you as wages. The best option for buying your own insurance is to buy the absolute minimum coverage with high deductible and HSA option. Then put money in the HSA and save on income taxes.
- dragonwriter 8y ago> The best option for buying your own insurance is to buy the absolute minimum coverage with high deductible and HSA option. It's probably the highest expected return, but the greatest exposure to downside risk (conversely, buying the near maximum coverage HMO plan is probably the lowest average return, but least exposure to downside risk.)