I think what's endemic among business and societal trends is an erosion of middle ground. The smaller players stall small while the bigger players swallow the m

I think what's endemic among business and societal trends is an erosion of middle ground. The smaller players stall small while the bigger players swallow the medium ones. It's not rocket science to figure out this will have various implications on society, as economics play a huge role in daily life. Using banks as an example, look at the market share of total assets over the last 20 years: https://www.peakprosperity.com/sites/default/files/users/u31063/total_assets.png https://www.peakprosperity.com/sites/default/files/users/u31... The largest banks (JPMorgan, Citi, BoA, etc.) have decimated regional and mid-size banks while credit unions have essentially maintained the same role at the bottom. The big banks have more resources to invest in new technology and financial initiatives, thus having the ability to be market leaders and capture more money. In my opinion, digital also makes a huge difference. For example, JPMorgan is able to spend $10B on technology a year, which is more than the total assets of many small banks and credit unions. The banks that are midsize are in the hardest position because they don't have the capacity to outpace a big bank in R&D or IT, and are stuck in a position of being a lagging trend follower since they also can't spare a lot of risk tolerance. Further, it's hard to even leverage branch access and customer service as more individuals rely on digital banking to handle their finances, which actually pushes the big banks ahead in consumer satisfaction: https://assets.sourcemedia.com/dims4/default/0e422a4/2147483647/resize/680x%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fa2%2F39%2Fd5eb32ac4967a0959a3782417277%2Fab020216power.jpg https://assets.sourcemedia.com/dims4/default/0e422a4/2147483... From a business side, it looks like we are headed down the path of oligopolist megacorps unless there's major changes. Money is the name of the game, and even in the startup world, the end-goal for investors is to pull off a lucrative exit (which usually means selling to a monopolistic megacorp) or IPO. Ask a megacorp CEO how much is "enough" for their business, and the goal will be to have as much as they possibly can. I don't know if entrepreneurship is actually dying, but my speculation is it's getting tougher to build a reliable business to employ others and depend on for one's livelihood within the remaining territory left. So much has been taken over by huge companies, it's difficult to find a niche or market opportunity to feasibly "disrupt". It feels like the megacorps have already cleared the fields and claimed the land and the rest of us entrepreneurs have a choice of: i) work for the megacorp that owns everything, or, ii) try to find solace in the few options left.