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> The best way is simply not working full-time I would LOVE this, but I can't get insurance or benefits this way (in the US).
by magic_beans 8y ago
> The best way is simply not working full-time
I would LOVE this, but I can't get insurance or benefits this way (in the US).
- jcoffland 8y agoYou can buy your own insurance and save for your own retirement.
- mathgeek 8y ago> You can buy your own insurance Depending on where you live in the US, this can be more costly than it's worth (compared to group coverage).
- jcoffland 8y agoWith group coverage you are paying much more than you think. The cost to your employer could have been paid to you as wages. The best option for buying your own insurance is to buy the absolute minimum coverage with high deductible and HSA option. Then put money in the HSA and save on income taxes.
- dragonwriter 8y ago> The best option for buying your own insurance is to buy the absolute minimum coverage with high deductible and HSA option. It's probably the highest expected return, but the greatest exposure to downside risk (conversely, buying the near maximum coverage HMO plan is probably the lowest average return, but least exposure to downside risk.)
- qud 8y agoSo this is a stupid questions but, what's the importance of buying insurance? Is it mandatory or something? PS. I life in Australia
- codazoda 8y agoIt is mandatory in the U.S. as of a few years ago. There is around a $2,000 annual fine if you don't purchase insurance.
- baroffoos 8y agoMove to a better country.
- driverdan 8y agoWhy not? Make it part of salary negotiations.
- mk926 8y agoIf we do love this, I think we will eventually find a way. Just prepare for this.