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How are these more useful/interesting/performant than paypal, which I already use ? Genuinely interested ...

• tim333 8y ago
  Not sure you can use paypal to put money in an account and then use a card to withdraw it at cash points and pay for coffee etc. Also I once sent a US friend $500 with paypal and got charged $25. Transferwise would be way cheaper.
• akvadrako 8y ago
  If you need these, you know it. For example, if you keep balances in multiple currencies or want to transfer money between EU and US banks or have a low-fee multi-currency debit card. Paypal doesn't allow any of that.