Not my experience at all. I spent a lot of time in the 80s standing in bank lines with my mom for her to do things that anyone now does with an ATM or a banking

Not my experience at all. I spent a lot of time in the 80s standing in bank lines with my mom for her to do things that anyone now does with an ATM or a banking app much much more quickly. And as an added benefit, when I do need to interact with an actual human at my bank, the lines are much shorter and the whole thing is just more efficient and far less aggravating.