I mean... pay off your debt on time, and don't take on more debt than you can service. That will fix your credit score problems. Anticipating pushback — yes, o

I mean... pay off your debt on time, and don't take on more debt than you can service. That will fix your credit score problems. Anticipating pushback — yes, our healthcare system is atrocious, but the "all bankruptcy is medical bankruptcy" thing is just a meme: https://www.washingtonpost.com/blogs/post-partisan/wp/2018/03/26/the-truth-about-medical-bankruptcies/?utm_term=.cb094263857d https://www.washingtonpost.com/blogs/post-partisan/wp/2018/0... Also, I know that people are bad at thinking about debt, so I don't morally fault them for taking on more than they can handle. I've spent beyond my means before! That said, society needs some level of personal accountability in order to function.