Credit scores are a gliding scale. With all peoples' purchasing data getting increasingly accessible for commercial purposes, it may well be that 'good' score i

Credit scores are a gliding scale. With all peoples' purchasing data getting increasingly accessible for commercial purposes, it may well be that 'good' score is measured in purchasing power, and that poor people that never had any debts still get a 'bad' credit rating. This is already how it works, more or less, but when such credit rating becomes (a weighted) part of a social credit system, then it hardwires wealth inequality. A rich person can do a lot more 'wrongs' before low social credit becomes a problem