> Hell youre poor, forget credit you can’t even open a bank account, go apply for a minimum wage job, then head to the check cashing/cash advance store. How do

> Hell youre poor, forget credit you can’t even open a bank account, go apply for a minimum wage job, then head to the check cashing/cash advance store. How do you think bank accounts, minimum wage jobs, or check-cashing places work? Do you think they check your credit before you can access them? Some jobs do, sure, but not all, and you can absolutely deposit money or cash a check without having established credit.