And on the flip side, you can assume some level of inflation which makes that 30 year bet on your income less crazy. Sure, I don't expect to make 200k+ in infl

And on the flip side, you can assume some level of inflation which makes that 30 year bet on your income less crazy. Sure, I don't expect to make 200k+ in inflation adjusted dollars for 30 years, but I might make that much after inflation devalues the dollar.