how does your worthiness to repay a loan equate to a social eating system? your statements seem to say that those with a history of an inability to pay loans ba

how does your worthiness to repay a loan equate to a social eating system? your statements seem to say that those with a history of an inability to pay loans back should continue to get loans and screw the originator? also which jobs can you not get because of bad credit? i’ve personally never seen or heard of one