I think this is the most plausible meaning yes. My reading was pretty naive. As for the "I work in insurance" part, I always thought it was her job before the

I think this is the most plausible meaning yes. My reading was pretty naive. As for the "I work in insurance" part, I always thought it was her job before the plague, and maybe it meant that the caste of "scientists" who were ruling in the future were actually mostly con-people, self-proclaimed "scientists" who took advantage of the collapse to take control. It doesn't really make sense in a way, they invented time travel after all. In my defense, I saw this movie when I was pretty young so most likely missed a lot of subtleties.