> The credit system is a pain, but it is also very simple to have good credit. When I first moved to the US it was not possible for me to have any (US) credit.

> The credit system is a pain, but it is also very simple to have good credit. When I first moved to the US it was not possible for me to have any (US) credit. I had good credit in Canada, but that was mostly by accident (I had a credit card that I rarely used -- I didn't really need one in university) and it turns out that Canadian credit doesn't translate into US credit.