Agreed. The link between credit agencies and the state here comes when government uses this data for clearances - typically to determine whether you might be am

Agreed. The link between credit agencies and the state here comes when government uses this data for clearances - typically to determine whether you might be amenable to a bribe. All that said: typically if you’re asking for money it doesn’t come for free. You are submitting to a control. The fact that these scores are used in other arenas that are not related to finance is odd, but using your financial history as an indicator of future payment seems rational whether scores existed or not.