The US actually passed federal legislation a decade ago that prohibits insurance discrimination on the basis of genetic information. https://en.m.wikipedia.org

The US actually passed federal legislation a decade ago that prohibits insurance discrimination on the basis of genetic information. https://en.m.wikipedia.org/wiki/Genetic_Information_Nondiscrimination_Act https://en.m.wikipedia.org/wiki/Genetic_Information_Nondiscr... As I recall from purchasing health insurance in Germany (mandated, and the public option wasn’t available to me as a freelancer), there was price discrimination based on pre-existing conditions, which is currently illegal in the US. The monthly cost was capped at over 600€ Basispreis per individual (this was a couple of years ago), and if you hadn’t visited a hospital for a couple of years and were a healthy man in your 30s and chose to conceal any persitant issues you had been diagnosed with, you could find an offering for closer to 200€. The determination of how pre-existing conditions would affect the price was completely arbitrary and unreasonable, and a significant deterrent to seeking timely care. I’m not aware whether you could choose to not disclose genetic conditions and have your insurance be valid.