Indeed. I pay for absolutely everything on my credit card - from my fuel to my lunch, then I pay it off in full every month. The perks are well worth it (I have

Indeed. I pay for absolutely everything on my credit card - from my fuel to my lunch, then I pay it off in full every month. The perks are well worth it (I have an AMEX card). It's a habit I picked up from my parents and well worth getting into if you have the discipline to stay within your means. We also have a mortgage, so I'd fall into that 77% / 40% even though my financial situation is perfectly healthy.