4 ms·I'm extremely surprised that defaulting on a major loan had that little impact on your credit score!by tempestn 8y agoI'm extremely surprised that defaulting on a major loan had that little impact on your credit score!michaelt 8y agoIf the guy can lose his home and still pay cash to buy a condo, I'm guessing he's got a reasonable amount of savings. Credit score doesn't matter if you don't need credit.tempestn 8y agoI agree, but it doesn't affect my surprise.