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Why would someone in Oregon (where there is abundant water) or Louisiana purchase wildfire (specific) insurance? Home insurance includes wildfires, but let's l
by tathougies 8y ago
Why would someone in Oregon (where there is abundant water) or Louisiana purchase wildfire (specific) insurance?
Home insurance includes wildfires, but let's limit ourselves to wildfire-specific insurance, which was the issue at hand.
- plasticchris 8y agoIn flood plains you are required to buy insurance, in some parts of the us. It seems reasonable to determine fire risk and require insurance if you are in a 50 year burn zone, though determining that is probably the rub.
- briffle 8y agoapparently, you haven't been in oregon in a while.. We had hundreds of thousands of acres burn this summer..
- yellowapple 8y agoIndeed. Wildfires aren't really about drought so much as they're about abundant kindling (e.g. smaller trees not already burnt). Wildfires are essential to keeping forests healthy, and by trying to stop them entirely we've only made them more frequent and destructive.
- deleted 8y ago[deleted]