Agreed. No one can know the exact way everything played out, but the warning signs are there for the savvy person willing to look for them. However, I do wonde

Agreed. No one can know the exact way everything played out, but the warning signs are there for the savvy person willing to look for them. However, I do wonder if their lack of caution may have helped their downfall to begin with. Housing isn't like tech startups. You can't just "grow at all costs" by hiring 50 employees and taking money from anyone and everyone.