I really like your sentiments but I think the full underlying issue is simply power. These contracts are simply a catalyses for the total power of the state and

I really like your sentiments but I think the full underlying issue is simply power. These contracts are simply a catalyses for the total power of the state and the legal system to be used as a weapon by those who seek to exploit others. Fundamentally it is the enforcement of exploitative (either by knowlege or position) contracts that needs to end. This is likely what you were hinting at in " Ultimately, we would need to really rework the legal code in ways that I think everyone is more than a little uncomfortable with."