3 ms·
Sign up bonuses are good but cards cost about $70 a year typically. Wouldn’t it be better to hold two and change it up every year?
by b_tterc_p 8y ago
Sign up bonuses are good but cards cost about $70 a year typically. Wouldn’t it be better to hold two and change it up every year?
- checker 8y agoGenerally, annual fee cards have an equivalent free tier card. You should be able to just call the credit company and ask to downgrade to the free tier (usually after a year or two). They will usually honor this request. This conversion also doesn't affect your credit since it preserves your limit, balance, etc. YMMV but this has been my experience.
- lotsofpulp 8y agoYou can downgrade to the free card or just cancel it.