Well, as it stands, most companies can collect both money and data. Most of the software we pay for also collects data. We're stuck with them because of lock-in

Well, as it stands, most companies can collect both money and data. Most of the software we pay for also collects data. We're stuck with them because of lock-in, inertia or lack of alternatives. Why would you give up a situation where you can have your cake and eat it too? As for your last question, I don't believe you can expect privacy just because you pay for a program. It is up to the developers. If they still want to collect your data (with your consent of course) even though you're a paying customer, it may not be ethically exemplary, but it is their call. All you can do is switch software, which as I mentioned, is problematic in many important cases. Hence the borderline abuse.