iCloud, iWork(web based), email, Time Machine(backup), Messages, Apple Pay. Those are some of the things that Apple already does in the cloud. I anticipate it

iCloud, iWork(web based), email, Time Machine(backup), Messages, Apple Pay. Those are some of the things that Apple already does in the cloud. I anticipate it will expand significantly as they grow their services business. Whether they build a “server” is irrelevant - the “service” however, is key.