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About 10 years ago I was able to buy individual family health insurance coverage for a reasonable cost. It excluded a couple of key things, such as maternity co
by ams6110 8y ago
About 10 years ago I was able to buy individual family health insurance coverage for a reasonable cost. It excluded a couple of key things, such as maternity coverage, which I didn't need anyway, and certain pre-existing conditions which I didn't have, so I was OK with that.
You can't buy a plan like that now, because of mandated coverage of things that not everyone needs.
- cmiles74 8y agoCosts of insurance where rising steadily and faster before the ACA. Since the ACA has started to take effect, the speed with which the cost of insurance rises has slowed. While this plan you had ten years ago may have worked for you, many more people were paying out for low-cost plans that covered little, if anything. Mandated coverage isn't the perfect fit for everyone but, in my opinion, it is an improvement.