> What Ilieva makes each year varies but, in a typical year she brings in between $80,000 and $150,000 So $150k at the top, and much less than that is possible

> What Ilieva makes each year varies but, in a typical year she brings in between $80,000 and $150,000 So $150k at the top, and much less than that is possible. Who knows the frequency of how often it's $80k, and how often it's $150k. I don't think your numbers include taxes, which if you're self employed, are higher than if you are working for a company (where they pay those payroll taxes for you). So there's federal taxes, social security (both parts) and medicare, and state taxes (for NY). There's also apparently an additional income tax for working in NYC. https://smartasset.com/taxes/new-york-tax-calculator https://smartasset.com/taxes/new-york-tax-calculator This says $150k might be more like $100k after taxes. Then taking out the monthly expenses (let's just say $60k), and travel ($15k) and retirement ($15k) and there's only about $10k left over on the best of years, with no unexpected expenses.