We need control over those who control our credit. As I read this article I've just arrived in London - my 4th trip here in as many months. And CapitalOne has s

We need control over those who control our credit. As I read this article I've just arrived in London - my 4th trip here in as many months. And CapitalOne has started declining my charges again - even though I'm staying at the same hotel with the exact same charges as always. I have about $20,000 in credit with a zero balance, but that doesn't seem to matter either. I tried calling them before the trip - and was told that they don't need advance notice of trips. (I guess their fraud protection is so good - they just stop accepting charges.) And of course they only accept calls to resolve the issue - and on these international trips I usually don't have easy access to a phone. We are essentially prisoners of these credit card companies.