I was able to help out some family members who coincidentally where in same store during a EFT outage. I keep about $200 cash on me just in case. I was able to

I was able to help out some family members who coincidentally where in same store during a EFT outage. I keep about $200 cash on me just in case. I was able to cover some necessities for them which they paid back next day when systems were back online. Nudged them a bit about not relying 100% on the plastic, esp after banks close. That said, I wouldn't be carrying large amounts of cash on me in a country with civil forfeiture plus corrupt, police organizations trying to maximize seizure: https://www.huffingtonpost.com/2015/02/11/civil-asset-forfeiture-cash-money_n_6623972.html https://www.huffingtonpost.com/2015/02/11/civil-asset-forfei... Good we have a lot of payment options here. :)