There is many borders, not just getting into Sweden, one of them is getting bank account, the other is getting a BankID, the third border is getting Swish, for

There is many borders, not just getting into Sweden, one of them is getting bank account, the other is getting a BankID, the third border is getting Swish, for example. For each, there is criteria and different requirements, and costs. For me, I refuse to run non-free software on my computing devices, Swish is a non-free proprietary spy-ware. Just because of this decision, I am excluded and made feel like an outcast at social events where money is involved - such as splitting a bill at restaurant. Yet Im white, so I can politely tell my white friends to suck my dick if they refuse the cash I hand them. For an non-white immigrant, telling other people to suck it is not so easy.