You are talking about an edge case which just isn't true. It is entirely possible to live your entire life, paying with only cash, in the United States. The h

You are talking about an edge case which just isn't true. It is entirely possible to live your entire life, paying with only cash, in the United States. The hardest part would likely be paying rent, but even that isn't unheard up to pay with using cash. Society is not cashless. The edge cases you are talking about rarely ever come up. If it is possible to only pay with cash, then the last hop is all that matters for you as an individual.