"How would you get a mortgage on a house, or save for your kids' education if any wealth you accrue risks getting re-allocated?" I think that's a legitimately

"How would you get a mortgage on a house, or save for your kids' education if any wealth you accrue risks getting re-allocated?" I think that's a legitimately interesting question. Maybe the actors in that situation would attempt to build systems that don't rely on having outcomes based on individuals accruing wealth for themselves, but instead on collective assets that everyone has access to at all times. Pragmatically, yeah, there are all kinds of problems with this concept, but for me your question does more to make radical, frequent, and random wealth reallocation interesting than it does to point out a flaw with the idea.