It is also practically true. I remember a couple of passwords for services I frequently have to log into without access to a password manager. I can make choic

It is also practically true. I remember a couple of passwords for services I frequently have to log into without access to a password manager. I can make choices about the security requirements for different services, and the security of the passwords I use for them. I can make choices about how to store them. I use a command-line program that stores passwords in individual textfiles, encrypts them with gpg and manages them with git. I could also choose to write them into a notebook with a cypher I can do in my head. These are all choices I get to make because passwords are text, and nothing else.