Are you the primary spender in your household or is it a team effort? I've found that what helps me may not help her due to different upbringings and mindsets

Are you the primary spender in your household or is it a team effort? I've found that what helps me may not help her due to different upbringings and mindsets about money. I agree with you that the CSV the primary valuable artifact. Most of the pie charts and such don't add any value. The real opportunity to improve lies in the thought process I face at each individual spending decision.