You should look again at Roth IRAs. Income limits were lifted this year, and you might be able to convert to one or start one now. http://www.schwab.com/public

You should look again at Roth IRAs. Income limits were lifted this year, and you might be able to convert to one or start one now. http://www.schwab.com/public/schwab/research_strategies/market_insight/retirement_strategies/planning/2010_roth_conversion_look_before_you_leap.html http://www.schwab.com/public/schwab/research_strategies/mark...