Not everyone wants to lend their money (I say this as someone who runs a crowdfunding loan site). Most cryptocurrency today is just being hodl'd by folks, not p

Not everyone wants to lend their money (I say this as someone who runs a crowdfunding loan site). Most cryptocurrency today is just being hodl'd by folks, not put into active investments. There are also not a lot of good, trustworthy investments available to those who want to lend directly in crypto, though I'm sure we'll get more and more as time goes on.