Yeah that's pretty much it, for me at least. I'd consider myself very technically inclined (replaced screens on my iPhone 5's, build dozens of PCs...), but as I

Yeah that's pretty much it, for me at least. I'd consider myself very technically inclined (replaced screens on my iPhone 5's, build dozens of PCs...), but as I've learned from experience I'd rather just pay slightly more and expect it to work for my personal stuff. I guess one can view it as buying the cheapest new car with a long warranty versus a reliable as-is used car just so I never have to worry about it not working.