Mortgages are tricky.. consumers either shop around for the best deal or they use a broker to do so (who may not work in your best interest per se)... Then the

Mortgages are tricky.. consumers either shop around for the best deal or they use a broker to do so (who may not work in your best interest per se)... Then the loans get bought and sold all the time and your servicer will change.. There are some perks with having a mortgage with your bank though..