Sorry, that probably wasn't clear. I was trying to say this was a deliberate choice as they want to be a bank, not a prepaid card. If they are your bank you do

Sorry, that probably wasn't clear. I was trying to say this was a deliberate choice as they want to be a bank, not a prepaid card. If they are your bank you don't need to add money periodically with a card. The fee for withdrawals abroad is unfortunate but perhaps they'll be able to up the limit sometime.